Description: From a session at the 2000 Valuation Actuary Symposium held in Washington DC, September 14-15, 2000 The National Association of Insurance Commissioners NAIC Valuation of Life Insurance Policies Model Regulation XXX sets forth the valuation requirements for life insurance with nonlevel premiums or nonlevel benefits, including term insurance and universal life with certain underlying guarantees. Panelists discussed the issues around implementation of the requirements. The issues discussed include: • Determination of X factors when no credible company mortality exists • Proper treatment of secondary guarantees in universal life insurance • Preparation of the mortality assumption opinion requirements • Impacts on product development and design

Description: Panelists discuss recent trends in individual life mortality experience, especially for preferred risks, and the impact of agent selection and underwriting exceptions on a company's mortality results. From the 1997 Record of Society of Actuaries, Vol. 23, No. 3.

Description: From a session at the Spring regional meeting of the Society of Actuaries held in Atlanta, Georgia, May 24-25, 1999. Panelists with differing perspectives within the term insurance industry examine a range of topics that are crucial for successful product development. Impact of XXX is also covered.

Description: 1994 SOA Spring Meeting, San Francisco. This session was about issues relating to term insurance including product design, pricing, compensation, and reserving issues.

Description: This session 103PD of the Toronto Spring Meeting presents the results of three surveys recently completed by members of the Society of Actuaries Mortality and Underwriting Survey Committee. The surveys explore mortality improvement, older age underwriting techniques and how decisions on lab testing are made. From the Record of the Society of Actuaries, Volume 27, No. 2, Session 103PD

Description: Panelists at this session of the SOA 1991 Toronto Spring Meeting give an overview of Regulation XXX including its effect on product design, proposed actuarial guidelines, 2001 CSO, X-factor analysis and reinsurance issues.

Description: This session at the SOA 1998 Maui I Spring Meeting looks at the increasing competition in the marketing of term insurance from the viewpoint of a direct writer and a reinsurer.

Description: In session 140 PD of the Washington Annual Meeting panelists discuss issues related to equity-indexed annuity EIA products. From the Record of the Society of Actuaries, Vol. 23, No. 3.

Description: This session at the SOA 2003 Washington, DC Spring Meeting presents the results of the recently completed Society of Actuaries Preferred Underwriting Survey. Panelists discuss survey methodology, results and implications for product design and pricing.

Description: In session 155 PD of the New York Annual Meeting the panel discusses some of the challenges for actuarial, underwriting, and marketing personnel posed by the growing proliferation of underwriting classes. From the Record of the Society of Actuaries, Vol. 24, No. 3.